Single Mom Government Grants to Improve Your Life

Most single parent families struggle to make ends meet without knowing that there are single mom government grants available. Supporting your family as a single mother can be very difficult, especially due to the lack of a second income. You do not have the luxury that the support of the second parent provides, so you have to cope with all the problems of daily life on your own. You have to find a way to look after your children, do the chores, and work to be able to support yourself and your family financially. Sometimes, there just isn’t enough time in the day to do everything that needs to be done. The good news is that there is help available for single mothers, such as grants, scholarships, and various forms of financial aid. All you need to know is where to look.

In this article we will take a brief look single mom government grants and also look at some private scholarship programs. Now the federal government, through various agencies, offers a variety of benefits, grants, and financial aid for the less fortunate. There are many types of grants available but not all are applicable to your situation.

Web-Based Sweepstake Scholarships
Before we turn out attention to some of the government grants, let’s look at some of the website scholarships. One very popular web scholarship is the $10,000 Scholarship for Working Adults. Now this is not so much a “scholarship” as it is a giveaway. The way it works is to fill out a scholarship application to get entered into a monthly $10 thousand dollar prize that one mom can use towards educational expenses. For dads, there is also the 10K Scholarship for Dads which works the same way, only for for dads instead of moms. These are just two examples of some of the web-based scholarship programs. You can find more scholarships via an online scholarship search like scholarships.com or at your local college financial aid office.

Government Grant Programs
When you are looking at government grant programs aimed at single moms or needy families, some of the single mom government grants include children’s health insurance, employment and training assistance, food stamps and other nutrition assistance programs, home mortgage and housing assistance, home rental assistance, legal assistance, mortgage assistance programs, renters’ assistance, school lunch and breakfast, and welfare. Each of these programs has its own requirements and eligibility rules, meaning you will have to get in touch with the agency offering the grant to see if you qualify.

The Pell Grant program is one federal grant given specifically to needy individuals (single moms for example). This grant actually comes as part of the Federal Student Aid program and requires you to fill out the FAFSA application. This grant is only given out to students, however — so if you are not going to school, don’t bother applying.


The Children’s health insurance program, for example, is different in every state; in most cases, the eligibility rules require that the family earn below $44,500 a year. If you qualify, uninsured children 18 years old or younger can get free or low-cost health insurance that will cover doctor visits, dental care, prescription medication, hospitalization, and much more.

Nutrition assistance programs are run by the Food and Nutrition Service of the United States Department of Agriculture. These programs are designed to provide low-income families with better access to food.

The housing assistance program for single mothers provides help with finding a home with a low down payment, giving you access to Federal Housing Administration loan guarantees, assistance in finding the best mortgage, as well as helping you refinance your current mortgage.

The rental assistance program offers single mothers affordable housing for rent. The options available include privately owned subsidized housing, public housing, and housing choice voucher programs. With the latter program, you find your own place of residence and use the voucher to pay for some or all of the rent.

You can find more information about specific government help programs at http://www.usa.gov/Citizen/Topics/Benefits.shtml. This is the number one source of legit government help programs. If you are interested in specific government grant programs (most are for organizations), check out the official Grants.gov.

You can also get free stuff (baby samples, grocery coupons, weekly parenting newsletters) by signing up for the free PlanningFamily.com membership. It takes only a couple minutes and once you sign up, you get a bunch of free stuff.

Work at Home Jobs
There are some other ways to get money as a single mother, beside grants, loans, and scholarships. Working is always the best way to improve your financial situation. Now if you are already working or maybe circumstances have forced you to be a stay at home mom. However, with the rise of the internet comes the rise of online job opportunities. Now keep in mind there are many fake work programs out there, so you need to be skeptical. If any program promises you easy money online, I can assure you it’s either a scam or a program that doesn’t work. Here are a few legit work from home job ideas:

Work Online Filling Out Surveys — You fill out paid surveys and get paid per each submission. If you are willing to actually put in some work time filling these out, you can make some extra money. I won’t say you can make spectacular money, but if you are jobless or you have a few hours a day free, you can get some decent money.

Online Writing Jobs — Don’t let the “writing” here scare you. As long as you are fluent in English and can write at a high school level, there are writing opportunities for you. Many companies and individuals need people to write web content, create small blogging posts, or even do some online tasks. You don’t have to be an expert writer or even go to university. I recommend signing up with RealWritingJobs.com which is a website that matches people looking for online writing work with companies looking to hire!

These types of government single mother assistance can be invaluable if you know they are available and how to access them. They can improve your life by freeing you from the stress of battling disaster after disaster. Single mom government grants can give you the opportunity to move your life forward as well as your career, so that you can reach the point where you can financially support your family, providing all the comforts that they deserve.

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